Full family view
Accounts, cash, real estate, investments, deposits, obligations and reserves are shown as one financial picture.
Private family wealth system
Your family wealth — in one command centre.
ALTERNATIVA brings accounts, currencies, cash flow, real estate, investments, budgets and reports into one private workspace, so the family can see capital clearly without spreadsheets and manual chaos.
360°
view of personal, family and investment finances
12 mo
budget and cash-flow planning across the year
1 place
for assets, liabilities, documents and decisions
Family Wealth OS
Family net worth
$4.82M
+3.8% YTD
Accounts
AED
Operating cashEmirates NBD
$428k
USD
Global reserveWise
$1.2M
EUR
EU expensesPrivate bank
$184k
Structure
USD
Budget
87%
Cash flow
+$112k
Audit event
FX rate was saved with the original operation and cannot be overwritten by reference rates.
FX transfer
36,700
AED
AED
→
10,000
USD
USD
Manual operation rate is stored forever.
Why it exists
Built for family capital, not just personal spending.
The system turns scattered financial data into a clear structure: daily movement, large deals, assets, liabilities, goals and long-term decisions.
Month-by-month planning
Plan income, expenses, savings, goals and cash flow for the year, then compare plan with reality.
One place for decisions
Understand when to invest, buy property, increase reserves or reduce spending — based on numbers, not feelings.
Product core
A command centre for the family balance sheet.
ALTERNATIVA is designed to connect original currencies with USD reporting, while keeping the real history of transfers, fees and FX conversions intact.
Original currency reportsAED · USD · EUR
USD reporting modeUSD
Manual FX rates stay fixed3.6700000000
Money movement
Income, expenses, transfers, FX transfers, fees, opening balances and adjustments with clear history.
Assets and real estate
Objects, deals, rent, investments, documents and the story behind every major asset.
Reports and capital
Balances, cash flow, budget, plan/fact, net worth and analytics in original currencies and reporting currency.
Security by design
Private financial data deserves a private architecture.
ALTERNATIVA is planned as a closed workspace for authorised users only. The request form does not ask for real financial data — just contacts for early access.
Closed access
Only authorised users should enter the system; every family workspace is separated from other families.
Roles and permissions
Owner, admin, family member and viewer roles help control who can see, add or manage information.
Audit trail
Sensitive changes should leave a trace, so financial history is not silently rewritten.
Private documents
Financial files should stay private and be available only through authorised access.
Operating model
From scattered numbers to family strategy.
ALTERNATIVA is not a public bank and not a mass SaaS. It is a private management layer for people who want to understand capital, cash flow and future decisions.
1
Collect assets
Accounts, real estate, investments, cash, deposits, debts and obligations are mapped into one structure.
2
Track cash flow
See income, expenses, transfers and categories, and understand where the family money moves.
3
Plan the year
Build a 12-month financial plan and compare it with actual movement.
4
Decide with clarity
Use numbers to decide when to invest, buy property, increase reserves or cut unnecessary spending.
Early access
Request early access to ALTERNATIVA.
Leave your contacts and I will reach out, show the product idea and explain how ALTERNATIVA can help manage family capital, real estate, income, expenses and budgets.
What we will showIncome and expense tracking, family capital, real estate, annual budget and reporting.
FormatA short online demonstration and answers to your questions.
No sensitive detailsYou do not need to enter financial data in this form — only contact details.